Citi Benefits

It's time to choose your 2025 benefits

Annual Benefits Enrollment is here! Select the benefits you’ll need next year.

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Assess your health

Take your Health Assessment by November 15 to earn a discount on your medical plan paycheck deductions.

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Get vaccinated

Protect yourself from the flu, COVID-19 and pneumonia. Schedule your recommended vaccines today.

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October is Breast Cancer Awareness Month

Early detection is the key to fighting breast cancer. Ask your doctor if you should have a mammogram.

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You’ll earn a $100 discount on your medical plan costs (and your enrolled spouse/partner will, too)!

Take advantage of the Citi Retirement Savings Plan and expert financial guidance.

Learn about the wide range of discounts available to you as a Citi employee.

New to Citi? Let’s Get Started

Welcome! We’re excited to have you join our team. As part of our commitment to help you thrive, Citi offers comprehensive benefits that aim to meet the holistic needs of you and your family. Follow this 90-day roadmap to guide you through your benefits enrollment tasks and beyond.
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Your Mental Health Matters

At Citi, we believe your mental and emotional health are critical to your overall well-being. Our Be Well Program is designed to help you cope with life’s challenges, both big and small, by listening to your concerns and connecting you with the right support for your needs.

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Featured Benefits

LGBTQIA+ Inclusive Benefits

As part of Citi's commitment to diversity, equity, inclusion and belonging, our benefits provide comprehensive support for all.

Posted Date: 7/14/2024

Health Care 101

Build your health care knowledge with our employee-friendly guide.

Posted Date: 7/15/2024

Juggling work and family?

Citi offers Bright Horizons to help you manage life more easily — and for less.

Posted Date: 7/16/2024

Share your perspective

What matters most to you when selecting a medical plan?

Choose a higher deductible
To minimize your paycheck costs, consider the High Deductible Plan with HSA. It has the lowest paycheck deductions of all of Citi’s plans, but the highest deductible. Keep in mind that you can save up for your medical bills with a tax-free Health Savings Account that Citi helps fund — and all your in-network preventive care is free!

Choose a lower deductible or out-of-pocket maximum
To minimize your medical bills, consider the In-network Only Plan or the Choice Plan. The In-network Only Plan has the lowest deductible and only charges copays for most services; however, you must receive your care from doctors and hospitals within the plan’s select network — there is no out-of-network coverage. The Choice Plan has the lowest out-of-pocket maximum and a moderate deductible, along with the flexibility to go to any doctor or hospital.

Save for today or tomorrow with an HSA
To reap the advantages of a Health Savings Account, enroll in the High Deductible Plan with HSA. You can make your own tax-free contributions and receive funding from Citi. Your HSA is always yours to keep — you’ll never forfeit your unused balance. Use it for today’s expenses or save up for future expenses down the road, even in retirement.

Keep your options open
If you think you might need to go to an out-of-network doctor or hospital, consider the High Deductible Plan with HSA or the Choice Plan. Both plans offer the flexibility to see any provider you want, but you will pay less when you stay in network. Keep in mind that while the In-network Only Plan does not provide out-of-network coverage, you will be covered for immediately needed emergency room care at any hospital.